/* ── KFZ KALKULATOR – page-specific styles ── */
:root{
  --blue:#005EA8;--blue-dk:#004580;--blue-lt:#EFF6FF;
  --green:#00A854;--green-dk:#009246;
  --txt:#1A1A1A;--mut:#6B7280;--bdr:#E5E7EB;--bg:#F8FAFC;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:#EFF6FF;color:#1A1A1A;-webkit-font-smoothing:antialiased;min-height:100vh}
a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:inherit}

.wi{max-width:1200px;margin:0 auto;padding:0 24px}

/* ── PAGE SUBHEADER ── */
.ph{background:linear-gradient(135deg,#002d52 0%,#005EA8 55%,#0077cc 100%);padding:28px 24px;text-align:center;position:relative;overflow:hidden}
.ph::after{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Ccircle cx='3' cy='3' r='1.5' fill='%23fff' fill-opacity='0.025'/%3E%3C/svg%3E");pointer-events:none}
.ph-inner{position:relative;z-index:1}
.ph-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);color:rgba(255,255,255,.88);padding:4px 14px;border-radius:50px;font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;margin-bottom:12px;border:1px solid rgba(255,255,255,.15)}
.ph h1{font-size:clamp(20px,3vw,30px);font-weight:800;color:#fff;margin-bottom:0;letter-spacing:-.4px}
.ph-trust{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;margin-top:14px}
.pt{display:flex;align-items:center;gap:6px;font-size:12px;color:rgba(255,255,255,.65)}
.pt-dot{width:16px;height:16px;background:rgba(125,211,252,.2);border-radius:50%;display:grid;place-items:center;flex-shrink:0}
.pt-dot svg{width:9px;height:9px;stroke:#7DD3FC;stroke-width:3;fill:none}

/* ── MAIN ── */
.main{max-width:820px;margin:0 auto;padding:28px 16px 64px}

/* ── CALC CARD ── */
.card{background:#fff;border-radius:16px;box-shadow:0 4px 6px rgba(0,0,0,.04),0 10px 40px rgba(0,0,0,.1);overflow:hidden}

/* ── STEP TABS ── */
.tabs{display:flex;background:#F0F5FA;border-bottom:1px solid #E5E7EB}
.tab{flex:1;display:flex;flex-direction:column;align-items:center;padding:13px 6px;border-bottom:3px solid transparent;transition:.2s}
.tab.active{border-bottom-color:var(--blue);background:#fff}
.tab.done{border-bottom-color:var(--green)}
.tn{width:24px;height:24px;border-radius:50%;background:#E5E7EB;color:#9CA3AF;font-size:11px;font-weight:700;display:grid;place-items:center;margin-bottom:4px;transition:.2s}
.tab.active .tn{background:var(--blue);color:#fff}
.tab.done .tn{background:var(--green);color:#fff}
.tlab{font-size:10px;font-weight:600;color:#9CA3AF;text-transform:uppercase;letter-spacing:.05em;text-align:center}
.tab.active .tlab{color:var(--blue)}
.tab.done .tlab{color:var(--green)}

/* ── PANELS ── */
.panel{display:none;padding:26px 28px 20px;animation:fadeIn .25s ease}
.panel.active{display:block}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.pt-title{font-size:17px;font-weight:700;color:#1A1A1A;margin-bottom:3px}
.pt-sub{font-size:13px;color:#6B7280;margin-bottom:20px}

/* ── FORM ELEMENTS ── */
.fg{display:grid;gap:13px}
.fg-2{grid-template-columns:1fr 1fr}
.fg-3{grid-template-columns:1fr 1fr 1fr}
.ff{display:flex;flex-direction:column;gap:5px}
.fl{font-size:11px;font-weight:700;color:#9CA3AF;text-transform:uppercase;letter-spacing:.05em}
.req{color:#EF4444}
.fi,.fs{width:100%;padding:10px 13px;border:1.5px solid #E5E7EB;border-radius:7px;font-size:14px;font-family:inherit;color:#1A1A1A;background:#fff;appearance:none;-webkit-appearance:none;transition:.15s}
.fi:focus,.fs:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,94,168,.1)}
.fi.err,.fs.err{border-color:#EF4444;animation:shake .4s ease}
.sw{position:relative}
.sw::after{content:'';position:absolute;right:11px;top:50%;transform:translateY(-50%);border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid #9CA3AF;pointer-events:none}

/* ── VEHICLE TYPE GRID ── */
.vtg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:5px}
.vt{border:1.5px solid #E5E7EB;border-radius:9px;padding:12px 6px;text-align:center;cursor:pointer;transition:.2s;background:#fff}
.vt:hover{border-color:#93C5FD;background:#F0F9FF}
.vt.sel{border-color:var(--blue);background:var(--blue-lt);box-shadow:0 0 0 2px rgba(0,94,168,.12)}
.vi{font-size:22px;display:block;margin-bottom:4px;line-height:1}
.vl{font-size:10.5px;font-weight:600;color:#6B7280;display:block}
.vt.sel .vl{color:var(--blue)}

/* ── COVERAGE CARDS ── */
.covs{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-bottom:18px}
.cov{border:2px solid #E5E7EB;border-radius:11px;padding:16px 13px;cursor:pointer;transition:.2s;position:relative;background:#fff}
.cov:hover{border-color:#93C5FD;background:#F0F9FF}
.cov.sel{border-color:var(--blue);background:var(--blue-lt);box-shadow:0 0 0 2px rgba(0,94,168,.1)}
.cov input{display:none}
.cov-ico{font-size:22px;margin-bottom:8px;line-height:1}
.cov-name{font-size:13.5px;font-weight:700;color:#1A1A1A;margin-bottom:5px}
.cov-desc{font-size:11px;color:#6B7280;line-height:1.5}
.cov-badge{position:absolute;top:-1px;right:10px;background:var(--blue);color:#fff;font-size:9px;font-weight:700;padding:2px 8px;border-radius:0 0 6px 6px;letter-spacing:.03em}

/* ── DEDUCTIBLE PILLS ── */
.ded-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.dp{border:1.5px solid #E5E7EB;border-radius:6px;padding:7px 15px;font-size:12.5px;font-weight:600;cursor:pointer;transition:.15s;color:#6B7280;background:#fff}
.dp:hover,.dp.sel{border-color:var(--blue);background:var(--blue-lt);color:var(--blue)}

/* ── TOGGLE BUTTONS ── */
.tog-row{display:flex;gap:8px;margin-top:8px}
.tog{border:1.5px solid #E5E7EB;border-radius:7px;padding:9px 18px;font-size:13px;font-weight:600;cursor:pointer;transition:.15s;color:#6B7280;background:#fff;display:flex;align-items:center;gap:6px}
.tog:hover,.tog.sel{border-color:var(--blue);background:var(--blue-lt);color:var(--blue)}

/* ── DRIVER OPTIONS ── */
.drv-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:8px}
.drv{border:1.5px solid #E5E7EB;border-radius:8px;padding:10px 5px;text-align:center;cursor:pointer;transition:.15s;font-size:11px;font-weight:600;color:#6B7280;background:#fff}
.drv:hover,.drv.sel{border-color:var(--blue);background:var(--blue-lt);color:var(--blue)}

/* ── SECTION DIVIDER ── */
.sdiv{font-size:12px;font-weight:700;color:#1A1A1A;padding:13px 0 9px;border-top:1px solid #E5E7EB;margin-top:16px;letter-spacing:.01em}

/* ── CHECKBOX ── */
.cbrow{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:#6B7280;line-height:1.5;margin-top:9px}
.cbrow input{width:15px;height:15px;margin-top:2px;flex-shrink:0;accent-color:var(--blue)}
.cbrow a{color:var(--blue);text-decoration:underline}

/* ── INFO NOTE ── */
.inote{background:#FFF7ED;border:1px solid #FED7AA;border-radius:8px;padding:11px 14px;font-size:12px;color:#92400E;margin-top:16px;display:flex;align-items:flex-start;gap:7px;line-height:1.5}
.inote svg{width:14px;height:14px;stroke:#F97316;fill:none;flex-shrink:0;margin-top:1px}

/* ── NAV BUTTONS ── */
.cnav{display:flex;justify-content:space-between;align-items:center;padding:16px 28px 22px;border-top:1px solid #E5E7EB;margin-top:6px}
.btn-back{background:none;border:1.5px solid #E5E7EB;color:#6B7280;padding:10px 22px;border-radius:8px;font-size:14px;font-weight:600;transition:.15s}
.btn-back:hover{border-color:var(--blue);color:var(--blue)}
.btn-next{background:var(--blue);color:#fff;border:none;padding:11px 28px;border-radius:8px;font-size:14px;font-weight:700;transition:.2s}
.btn-next:hover{background:var(--blue-dk);transform:translateY(-1px);box-shadow:0 4px 14px rgba(0,94,168,.3)}
.btn-submit{background:var(--green);color:#fff;border:none;padding:11px 28px;border-radius:8px;font-size:14px;font-weight:700;transition:.2s}
.btn-submit:hover{background:var(--green-dk);transform:translateY(-1px);box-shadow:0 4px 14px rgba(0,168,84,.3)}
.step-info{font-size:12px;color:#9CA3AF;font-weight:500}

/* ── SUCCESS PANEL ── */
.succ{text-align:center;padding:40px 28px}
.succ-check{width:72px;height:72px;background:#ECFDF5;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;box-shadow:0 0 0 8px rgba(0,168,84,.08)}
.succ-check svg{width:34px;height:34px;stroke:var(--green);stroke-width:2.5;fill:none}
.succ h3{font-size:22px;font-weight:800;color:#1A1A1A;margin-bottom:9px;letter-spacing:-.3px}
.succ p{font-size:15px;color:#6B7280;line-height:1.65;max-width:440px;margin:0 auto 22px}
.sum-box{background:#F8FAFC;border:1px solid #E5E7EB;border-radius:10px;padding:17px 20px;text-align:left;margin:0 auto 20px;max-width:460px}
.sum-box h4{font-size:13px;font-weight:700;color:#1A1A1A;margin-bottom:10px;display:flex;align-items:center;gap:6px}
.sum-row{display:flex;justify-content:space-between;font-size:13px;padding:6px 0;border-bottom:1px solid #E5E7EB;color:#6B7280}
.sum-row:last-child{border:none}
.sum-row strong{color:#1A1A1A;font-weight:600}
.btn-reset{background:none;border:1.5px solid #E5E7EB;color:#6B7280;padding:9px 22px;border-radius:8px;font-size:13px;font-weight:600;transition:.15s;cursor:pointer}
.btn-reset:hover{border-color:var(--blue);color:var(--blue)}

/* ── PREFILL BANNER ── */
.prefill-banner{background:#ECFDF5;border:1px solid #6EE7B7;border-radius:8px;padding:10px 14px;margin-bottom:16px;font-size:13px;color:#065F46;display:flex;align-items:center;gap:8px}

/* ── SUBMITTING OVERLAY ── */
.submitting-overlay{position:absolute;inset:0;background:rgba(255,255,255,.8);display:flex;align-items:center;justify-content:center;z-index:10;border-radius:16px}
.spin{width:36px;height:36px;border:3px solid #E5E7EB;border-top-color:var(--blue);border-radius:50%;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.card{position:relative}

/* ── TOAST ── */
#toast{position:fixed;bottom:22px;right:22px;background:var(--green);color:#fff;padding:12px 20px;border-radius:9px;font-size:14px;font-weight:600;box-shadow:0 8px 28px rgba(0,168,84,.3);transform:translateY(70px);opacity:0;transition:.35s cubic-bezier(.34,1.56,.64,1);z-index:999;max-width:340px;line-height:1.4}
#toast.show{transform:none;opacity:1}
#toast.err{background:#EF4444;box-shadow:0 8px 28px rgba(239,68,68,.3)}

/* ── RESPONSIVE ── */
@media(max-width:640px){
  .panel{padding:18px 16px 14px}
  .cnav{padding:13px 16px 18px}
  .fg-2,.fg-3{grid-template-columns:1fr}
  .covs{grid-template-columns:1fr}
  .vtg{grid-template-columns:repeat(2,1fr)}
  .drv-grid{grid-template-columns:repeat(2,1fr)}
}
@keyframes shake{0%,100%{transform:translateX(0)}20%,60%{transform:translateX(-5px)}40%,80%{transform:translateX(5px)}}